Up till now in India, only allopathy medical treatment was covered under health insurance while alternative medicine systems such as ayurvedic and homeopathy were left out.
Almost 60 percent of registered doctors in India follow alternative systems of medicine. Alternative medicine treatments like homeopathy, Ayurveda, and Acupuncture constitutes a key part of the health care system.
The Insurance Regulatory body-IRDA had given approval to bring alternative treatment regimes under the medical insurance cover.
Now in papers, many insurers have started furnishing insurance cover to these alternative forms of treatment, particularly Ayurveda. However, unless the insurers are prepared to treat these at par with allopathic medical treatments, it is of not much use.
A major part of insurers is yet to act as per IRDA approval, and they have to prevail over many challenges to bring the alternative medical system under proper medical insurance.
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