Rashtriya Swasthya Bima Yojana To Cover More Workers

Government health insurance scheme, Rashtriya Swasthya Bima Yojana is broadening its horizons to cover seven more unorganized worker sectors; auto rickshaw and taxi drivers, miners, rickshaw pullers, sanitation workers, rag pickers will soon be covered under this scheme.

Rashtriya Swasthya Bima Yojana (RSBY) is the brain child of Government of India’s Ministry of Labour and Employment and was started on1st April 2008.
The aim of RSBY is to provide health insurance coverage for all families Below Poverty Line (BPL).

Under RSBY, Beneficiaries are covered up to Rs. 30000 for hospitalization charges for almost all types of diseases. All pre-existing medical conditions are covered from first day onwards and no age limit is defined. Five members of a family are covered, including the main earner, spouse and their three dependents.

The registration charges are only Rs. 30, p[aid by beneficiary while the premium is paid by the State and Central Government.